These terms govern your use of LegacyCore's hybrid insurance platform. We've written them in clear language to help you understand your rights and responsibilities.
By accessing and using LegacyCore's platform, you accept and agree to be bound by these Terms of Service.
If you do not agree to these terms, please do not use our service.
We may update these terms periodically, and continued use constitutes acceptance of any changes.
LEGACYCORE LLC operates both technology platform services and licensed insurance services.
Technology services are governed by standard SaaS terms.
Insurance services are provided by licensed professionals in compliance with state regulations.
Different terms may apply to technology vs. insurance service components.
LegacyCore provides insurance management software and related technology services.
We also provide licensed insurance services through qualified professionals.
Service availability may vary by geographic location and licensing requirements.
We reserve the right to modify, suspend, or discontinue any service with notice.
You are responsible for maintaining the confidentiality of your account credentials.
You must provide accurate and complete information when creating your account.
You agree to notify us immediately of any unauthorized use of your account.
One person or entity per account - sharing accounts is prohibited.
Subscription fees are billed in advance on a recurring basis.
All fees are non-refundable except as required by law.
We may change our pricing with 30 days' notice to existing customers.
Failed payments may result in account suspension or termination.
Your privacy is important to us - see our Privacy Policy for details.
We implement industry-standard security measures to protect your data.
You are responsible for the accuracy of data you provide.
We may process your data as necessary to provide our services.
LegacyCore retains all rights to our platform, software, and proprietary content.
You retain rights to your data and content uploaded to our platform.
You grant us a license to process your data to provide our services.
Do not use our trademarks or copyrighted materials without permission.
Our service is provided 'as is' without warranties of any kind.
Prohibited: You may not use the service to reverse engineer AI models.
AI Output: You are responsible for verifying all AI-generated content.
We are not liable for reliance on AI advice without professional review.
Input Ownership: You retain all rights to the data you input.
Output Ownership: You own the specific output generated for you.
Service Usage: We use your input solely to provide the service (not for public training).
No Competing Models: You may not use outputs to train competing AI models.
Either party may terminate this agreement with appropriate notice.
We may suspend or terminate accounts for violations of these terms.
Upon termination, you retain access to export your data for 30 days.
Some obligations survive termination, including payment obligations.
Critical information regarding jurisdiction and service limitations.
Services are distinct between our SaaS platform (LegacyCore LLC) and licensed insurance advisory. Each is governed by its respective regulatory framework.
All disputes are governed by New Jersey state law and must be resolved through binding arbitration or NJ courts. Class action lawsuits are waived.
Our legal team typically responds within 3 business days.