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    LegacyCore for final expense agencies

    October at LegacyCore

    The AI Final Expense
    Operating System.

    Work leads, fill carrier applications, and catch policies that need attention. Built for final expense and life insurance agency owners. AI Closer is in beta.

    Done-for-you setup. You approve before the final Submit.
    See a Sample Report See Pricing

    Use your authorized carrier logins. Your first report typically arrives within 5 business days of setup.

    Lifecycle command center · Sample data
    LegacyCoreLegacyCore AI Final Expense OS

    Sample carrier book

    Carrier sweep finished. The riskiest policies are surfaced first.

    13 flags across 1,204 records. Last pull: 9:02 AM.

    AgentCarrierPolicyStatus
    J. AlvarezMutual of OmahaPOL-10432Grace period, 12d
    M. ChenAmericoPOL-10488APS outstanding
    T. RomeroRoyal NeighborsPOL-10533Pending underwriting
    A. KowalskiAmerican AmicablePOL-10547Payment missed
    K. PatelTransamericaPOL-10501Signature missing
    N. FaroukEthosPOL-10571Pending issue
    E. MarshTruStagePOL-10584Requirement open, 6d
    J. AlvarezGrace period, 12d

    Carrier: Mutual of Omaha

    Policy: POL-10432

    M. ChenAPS outstanding

    Carrier: Americo

    Policy: POL-10488

    T. RomeroPending underwriting

    Carrier: Royal Neighbors

    Policy: POL-10533

    A. KowalskiPayment missed

    Carrier: American Amicable

    Policy: POL-10547

    K. PatelSignature missing

    Carrier: Transamerica

    Policy: POL-10501

    N. FaroukPending issue

    Carrier: Ethos

    Policy: POL-10571

    E. MarshRequirement open, 6d

    Carrier: TruStage

    Policy: POL-10584

    1,204 records scanned

    Product-style preview with demo data. Carrier access is confirmed during setup.

    You approve
    Before the final Submit
    Logged
    Every portal pull
    Weekly
    Book report by email

    Built into every account. Product capabilities, not customer results. How we back each claim

    The operating system

    From the first call to the next payment.

    Each step has a job. Work the lead, file the application, watch the carrier status, and follow up when a policy needs help.

    1. 1. CloseBeta

      AI Closer

      Works final expense leads and flags qualified callers for a licensed agent to call back.

      • AI disclosure first
      • Callback flag when qualified
    2. 2. SubmitLive

      Portal Worker Submission

      Fills applications in your carrier portals and stops for agent approval.

      • Pre-filled carrier tabs
      • Daily work reminders
      • Status updates across the hierarchy
    3. 3. MonitorLive

      Book Health

      Checks carrier portals and ranks the policies that need attention.

      • Lapses and missed payments
      • Pending requirements
      • Weekly risk report
    4. 4. RetainLive

      Conservation AI

      Drafts follow-up to clients on at-risk policies; a person approves before it sends, and each contact is logged.

      • Missed-payment follow-up
      • Lapse-pending recovery
      • Every contact logged
    • UnderneathLive

      Compliance Engine

      Screens calls and records the work behind every portal action.

      • TCPA and DNC checks
      • AI disclosure logging
      • Exportable audit trail
    • OversightLive

      Downline Command

      Gives each role the right view of the same book.

      • Agent view
      • Manager team view
      • Admin agency view

    How it fits with your CRM

    The work continues after the sale.

    Your CRM tracks the relationship. LegacyCore handles carrier work and helps your team keep policies in force.

    The jobCRM / AI dialerLegacyCore
    Work the lead
    CRM / AI dialerCalls, texts, appointments, and lead follow-up.
    LegacyCoreAI Closer (beta) works leads and flags qualified callers for a licensed agent to call back.
    Submit the application
    CRM / AI dialerA deal stage records where the sale stands.
    LegacyCorePortal Worker fills the carrier application; the agent approves final Submit.
    Check the policy
    CRM / AI dialerYour records depend on the updates you receive.
    LegacyCoreBook Health checks connected portals for status changes, missed payments, and requirements.
    Follow up on risk
    CRM / AI dialerCampaigns and tasks help your team stay in touch.
    LegacyCoreCarrier alerts guide conservation outreach, with contact history and a ranked team report.

    A workflow comparison, not a feature audit of every CRM. Integrations vary. We confirm your carrier access and setup before you start.

    Check your setup
    Downline Command

    One book of business. The right slice for every login.

    Agents see their own book. Managers see their teams. Admins see every manager and agent from one place.

    Agent viewMy Applications: an agent's own book

    Active Annual Premium

    $6,396

    $533/mo, 7 in force

    Total

    13

    3 in pipeline

    Active

    7

    in force

    Attention

    3

    review now

    ClientCarrier / ProductPolicy #MonthlyAPPayment TrackStatus
    VN

    V. Novak

    TX

    National Life Group

    Term

    		NATM-26573$49.00$588
    0/12
    		New, Submitted
    MN

    M. Nakamura

    FL

    Foresters

    Term

    		FOTM-65394$53.00$636
    2/12
    		Active, In Force
    NP

    N. Petrova

    AZ

    Mutual of Omaha

    Whole Life

    		MUWL-85768$124.00$1,488
    0/12
    		New, Submitted
    WS

    W. Sokolov

    FL

    Transamerica

    Term

    		TRTM-52291$44.00$528
    0/12
    		Approved
    LL

    L. Larkin

    FL

    Transamerica

    Final Expense

    		TRFE-75620$51.00$612
    3/12
    		Active, In Force
    PM

    P. Marsh

    TX

    Americo

    Term

    		AMTM-45896$39.00$468
    1/12
    		Active, In Force
    IP

    I. Petrova

    VA

    Baltimore Life

    Whole Life

    		BAWL-49950$87.00$1,044
    3/12
    		Active, In Force
    PW

    P. Whitmore

    TX

    National Life Group

    Whole Life

    		NAWL-99282$77.00$924
    8/12
    		Active, In Force
    GO

    G. Okafor

    FL

    Ethos

    Final Expense

    		ETFE-33075$76.00$912
    1/12
    		Missed Payment
    OM

    O. Muller

    AZ

    Americo

    IUL

    		AMIU-24959$143.00$1,716
    8/12
    		Active, In Force
    HN

    H. Novak

    NC

    Foresters

    Final Expense

    		FOFE-34404$76.00$912
    0/12
    		Pending Requirements
    FI

    F. Iqbal

    OH

    TruStage

    IUL

    		TRIU-16137$83.00$996
    7/12
    		Active, In Force
    WA

    W. Alvarado

    OH

    Baltimore Life

    Term

    		BATM-98826$58.00$696
    3/12
    		Lapse Pending
    VN

    V. Novak

    TX

    New, Submitted

    National Life Group / Term

    0/12
    NATM-26573$588 AP, $49.00/mo
    MN

    M. Nakamura

    FL

    Active, In Force

    Foresters / Term

    2/12
    FOTM-65394$636 AP, $53.00/mo
    NP

    N. Petrova

    AZ

    New, Submitted

    Mutual of Omaha / Whole Life

    0/12
    MUWL-85768$1,488 AP, $124.00/mo
    WS

    W. Sokolov

    FL

    Approved

    Transamerica / Term

    0/12
    TRTM-52291$528 AP, $44.00/mo
    LL

    L. Larkin

    FL

    Active, In Force

    Transamerica / Final Expense

    3/12
    TRFE-75620$612 AP, $51.00/mo
    PM

    P. Marsh

    TX

    Active, In Force

    Americo / Term

    1/12
    AMTM-45896$468 AP, $39.00/mo
    IP

    I. Petrova

    VA

    Active, In Force

    Baltimore Life / Whole Life

    3/12
    BAWL-49950$1,044 AP, $87.00/mo
    PW

    P. Whitmore

    TX

    Active, In Force

    National Life Group / Whole Life

    8/12
    NAWL-99282$924 AP, $77.00/mo
    GO

    G. Okafor

    FL

    Missed Payment

    Ethos / Final Expense

    1/12
    ETFE-33075$912 AP, $76.00/mo
    OM

    O. Muller

    AZ

    Active, In Force

    Americo / IUL

    8/12
    AMIU-24959$1,716 AP, $143.00/mo
    HN

    H. Novak

    NC

    Pending Requirements

    Foresters / Final Expense

    0/12
    FOFE-34404$912 AP, $76.00/mo
    FI

    F. Iqbal

    OH

    Active, In Force

    TruStage / IUL

    7/12
    TRIU-16137$996 AP, $83.00/mo
    WA

    W. Alvarado

    OH

    Lapse Pending

    Baltimore Life / Term

    3/12
    BATM-98826$696 AP, $58.00/mo
    Manager viewTeam Applications: the downline book

    Active Annual Premium

    $23,544

    $1,962/mo, 23 in force

    Total

    41

    10 in pipeline

    Active

    23

    in force

    Attention

    8

    review now

    ClientCarrier / ProductPolicy #MonthlyAPPayment TrackStatus
    VN

    V. Novak

    TX, J. Alvarez

    National Life Group

    Term

    		NATM-26573$49.00$588
    0/12
    		New, Submitted
    MN

    M. Nakamura

    FL, J. Alvarez

    Foresters

    Term

    		FOTM-65394$53.00$636
    2/12
    		Active, In Force
    NP

    N. Petrova

    AZ, J. Alvarez

    Mutual of Omaha

    Whole Life

    		MUWL-85768$124.00$1,488
    0/12
    		New, Submitted
    WS

    W. Sokolov

    FL, J. Alvarez

    Transamerica

    Term

    		TRTM-52291$44.00$528
    0/12
    		Approved
    LL

    L. Larkin

    FL, J. Alvarez

    Transamerica

    Final Expense

    		TRFE-75620$51.00$612
    3/12
    		Active, In Force
    PM

    P. Marsh

    TX, J. Alvarez

    Americo

    Term

    		AMTM-45896$39.00$468
    1/12
    		Active, In Force
    IP

    I. Petrova

    VA, J. Alvarez

    Baltimore Life

    Whole Life

    		BAWL-49950$87.00$1,044
    3/12
    		Active, In Force
    PW

    P. Whitmore

    TX, J. Alvarez

    National Life Group

    Whole Life

    		NAWL-99282$77.00$924
    8/12
    		Active, In Force
    GO

    G. Okafor

    FL, J. Alvarez

    Ethos

    Final Expense

    		ETFE-33075$76.00$912
    1/12
    		Missed Payment
    OM

    O. Muller

    AZ, J. Alvarez

    Americo

    IUL

    		AMIU-24959$143.00$1,716
    8/12
    		Active, In Force
    HN

    H. Novak

    NC, J. Alvarez

    Foresters

    Final Expense

    		FOFE-34404$76.00$912
    0/12
    		Pending Requirements
    FI

    F. Iqbal

    OH, J. Alvarez

    TruStage

    IUL

    		TRIU-16137$83.00$996
    7/12
    		Active, In Force
    WA

    W. Alvarado

    OH, J. Alvarez

    Baltimore Life

    Term

    		BATM-98826$58.00$696
    3/12
    		Lapse Pending
    MB

    M. Brooks

    GA, R. Osei

    Foresters

    IUL

    		FOIU-64641$130.00$1,560
    0/12
    		New, Submitted
    DB

    D. Bryant

    NC, R. Osei

    TruStage

    IUL

    		TRIU-58467$117.00$1,404
    6/12
    		Missed Payment
    OC

    O. Castellano

    VA, R. Osei

    Ethos

    IUL

    		ETIU-59880$160.00$1,920
    9/12
    		Active, In Force
    VN

    V. Novak

    TX, J. Alvarez

    New, Submitted

    National Life Group / Term

    0/12
    NATM-26573$588 AP, $49.00/mo
    MN

    M. Nakamura

    FL, J. Alvarez

    Active, In Force

    Foresters / Term

    2/12
    FOTM-65394$636 AP, $53.00/mo
    NP

    N. Petrova

    AZ, J. Alvarez

    New, Submitted

    Mutual of Omaha / Whole Life

    0/12
    MUWL-85768$1,488 AP, $124.00/mo
    WS

    W. Sokolov

    FL, J. Alvarez

    Approved

    Transamerica / Term

    0/12
    TRTM-52291$528 AP, $44.00/mo
    LL

    L. Larkin

    FL, J. Alvarez

    Active, In Force

    Transamerica / Final Expense

    3/12
    TRFE-75620$612 AP, $51.00/mo
    PM

    P. Marsh

    TX, J. Alvarez

    Active, In Force

    Americo / Term

    1/12
    AMTM-45896$468 AP, $39.00/mo
    IP

    I. Petrova

    VA, J. Alvarez

    Active, In Force

    Baltimore Life / Whole Life

    3/12
    BAWL-49950$1,044 AP, $87.00/mo
    PW

    P. Whitmore

    TX, J. Alvarez

    Active, In Force

    National Life Group / Whole Life

    8/12
    NAWL-99282$924 AP, $77.00/mo
    GO

    G. Okafor

    FL, J. Alvarez

    Missed Payment

    Ethos / Final Expense

    1/12
    ETFE-33075$912 AP, $76.00/mo
    OM

    O. Muller

    AZ, J. Alvarez

    Active, In Force

    Americo / IUL

    8/12
    AMIU-24959$1,716 AP, $143.00/mo
    HN

    H. Novak

    NC, J. Alvarez

    Pending Requirements

    Foresters / Final Expense

    0/12
    FOFE-34404$912 AP, $76.00/mo
    FI

    F. Iqbal

    OH, J. Alvarez

    Active, In Force

    TruStage / IUL

    7/12
    TRIU-16137$996 AP, $83.00/mo
    WA

    W. Alvarado

    OH, J. Alvarez

    Lapse Pending

    Baltimore Life / Term

    3/12
    BATM-98826$696 AP, $58.00/mo
    MB

    M. Brooks

    GA, R. Osei

    New, Submitted

    Foresters / IUL

    0/12
    FOIU-64641$1,560 AP, $130.00/mo
    DB

    D. Bryant

    NC, R. Osei

    Missed Payment

    TruStage / IUL

    6/12
    TRIU-58467$1,404 AP, $117.00/mo
    OC

    O. Castellano

    VA, R. Osei

    Active, In Force

    Ethos / IUL

    9/12
    ETIU-59880$1,920 AP, $160.00/mo
    Carter Team, all 3 agents, Showing 16 of 41. Full book in your real dashboard.
    Admin viewAgency overview: every manager and agent

    Active Annual Premium

    $79,776

    $6,648/mo, 72 in force

    Total

    126

    24 in pipeline

    Active

    72

    in force

    Attention

    30

    review now

    ClientCarrier / ProductPolicy #MonthlyAPPayment TrackStatus
    VN

    V. Novak

    TX, Carter Team, J. Alvarez

    National Life Group

    Term

    		NATM-26573$49.00$588
    0/12
    		New, Submitted
    MN

    M. Nakamura

    FL, Carter Team, J. Alvarez

    Foresters

    Term

    		FOTM-65394$53.00$636
    2/12
    		Active, In Force
    NP

    N. Petrova

    AZ, Carter Team, J. Alvarez

    Mutual of Omaha

    Whole Life

    		MUWL-85768$124.00$1,488
    0/12
    		New, Submitted
    WS

    W. Sokolov

    FL, Carter Team, J. Alvarez

    Transamerica

    Term

    		TRTM-52291$44.00$528
    0/12
    		Approved
    LL

    L. Larkin

    FL, Carter Team, J. Alvarez

    Transamerica

    Final Expense

    		TRFE-75620$51.00$612
    3/12
    		Active, In Force
    PM

    P. Marsh

    TX, Carter Team, J. Alvarez

    Americo

    Term

    		AMTM-45896$39.00$468
    1/12
    		Active, In Force
    IP

    I. Petrova

    VA, Carter Team, J. Alvarez

    Baltimore Life

    Whole Life

    		BAWL-49950$87.00$1,044
    3/12
    		Active, In Force
    PW

    P. Whitmore

    TX, Carter Team, J. Alvarez

    National Life Group

    Whole Life

    		NAWL-99282$77.00$924
    8/12
    		Active, In Force
    GO

    G. Okafor

    FL, Carter Team, J. Alvarez

    Ethos

    Final Expense

    		ETFE-33075$76.00$912
    1/12
    		Missed Payment
    OM

    O. Muller

    AZ, Carter Team, J. Alvarez

    Americo

    IUL

    		AMIU-24959$143.00$1,716
    8/12
    		Active, In Force
    HN

    H. Novak

    NC, Carter Team, J. Alvarez

    Foresters

    Final Expense

    		FOFE-34404$76.00$912
    0/12
    		Pending Requirements
    FI

    F. Iqbal

    OH, Carter Team, J. Alvarez

    TruStage

    IUL

    		TRIU-16137$83.00$996
    7/12
    		Active, In Force
    WA

    W. Alvarado

    OH, Carter Team, J. Alvarez

    Baltimore Life

    Term

    		BATM-98826$58.00$696
    3/12
    		Lapse Pending
    MB

    M. Brooks

    GA, Carter Team, R. Osei

    Foresters

    IUL

    		FOIU-64641$130.00$1,560
    0/12
    		New, Submitted
    DB

    D. Bryant

    NC, Carter Team, R. Osei

    TruStage

    IUL

    		TRIU-58467$117.00$1,404
    6/12
    		Missed Payment
    OC

    O. Castellano

    VA, Carter Team, R. Osei

    Ethos

    IUL

    		ETIU-59880$160.00$1,920
    9/12
    		Active, In Force
    RH

    R. Hendrix

    FL, Carter Team, R. Osei

    Foresters

    Term

    		FOTM-25091$47.00$564
    7/12
    		Active, In Force
    PP

    P. Petrova

    TX, Carter Team, R. Osei

    National Life Group

    IUL

    		NAIU-34325$110.00$1,320
    0/12
    		Pending Requirements
    FO

    F. Ortega

    TN, Carter Team, R. Osei

    TruStage

    IUL

    		TRIU-26834$164.00$1,968
    0/12
    		New, Submitted
    HW

    H. Whitmore

    FL, Carter Team, R. Osei

    Ethos

    Final Expense

    		ETFE-17758$89.00$1,068
    9/12
    		Active, In Force
    VN

    V. Novak

    TX, Carter Team, J. Alvarez

    New, Submitted

    National Life Group / Term

    0/12
    NATM-26573$588 AP, $49.00/mo
    MN

    M. Nakamura

    FL, Carter Team, J. Alvarez

    Active, In Force

    Foresters / Term

    2/12
    FOTM-65394$636 AP, $53.00/mo
    NP

    N. Petrova

    AZ, Carter Team, J. Alvarez

    New, Submitted

    Mutual of Omaha / Whole Life

    0/12
    MUWL-85768$1,488 AP, $124.00/mo
    WS

    W. Sokolov

    FL, Carter Team, J. Alvarez

    Approved

    Transamerica / Term

    0/12
    TRTM-52291$528 AP, $44.00/mo
    LL

    L. Larkin

    FL, Carter Team, J. Alvarez

    Active, In Force

    Transamerica / Final Expense

    3/12
    TRFE-75620$612 AP, $51.00/mo
    PM

    P. Marsh

    TX, Carter Team, J. Alvarez

    Active, In Force

    Americo / Term

    1/12
    AMTM-45896$468 AP, $39.00/mo
    IP

    I. Petrova

    VA, Carter Team, J. Alvarez

    Active, In Force

    Baltimore Life / Whole Life

    3/12
    BAWL-49950$1,044 AP, $87.00/mo
    PW

    P. Whitmore

    TX, Carter Team, J. Alvarez

    Active, In Force

    National Life Group / Whole Life

    8/12
    NAWL-99282$924 AP, $77.00/mo
    GO

    G. Okafor

    FL, Carter Team, J. Alvarez

    Missed Payment

    Ethos / Final Expense

    1/12
    ETFE-33075$912 AP, $76.00/mo
    OM

    O. Muller

    AZ, Carter Team, J. Alvarez

    Active, In Force

    Americo / IUL

    8/12
    AMIU-24959$1,716 AP, $143.00/mo
    HN

    H. Novak

    NC, Carter Team, J. Alvarez

    Pending Requirements

    Foresters / Final Expense

    0/12
    FOFE-34404$912 AP, $76.00/mo
    FI

    F. Iqbal

    OH, Carter Team, J. Alvarez

    Active, In Force

    TruStage / IUL

    7/12
    TRIU-16137$996 AP, $83.00/mo
    WA

    W. Alvarado

    OH, Carter Team, J. Alvarez

    Lapse Pending

    Baltimore Life / Term

    3/12
    BATM-98826$696 AP, $58.00/mo
    MB

    M. Brooks

    GA, Carter Team, R. Osei

    New, Submitted

    Foresters / IUL

    0/12
    FOIU-64641$1,560 AP, $130.00/mo
    DB

    D. Bryant

    NC, Carter Team, R. Osei

    Missed Payment

    TruStage / IUL

    6/12
    TRIU-58467$1,404 AP, $117.00/mo
    OC

    O. Castellano

    VA, Carter Team, R. Osei

    Active, In Force

    Ethos / IUL

    9/12
    ETIU-59880$1,920 AP, $160.00/mo
    RH

    R. Hendrix

    FL, Carter Team, R. Osei

    Active, In Force

    Foresters / Term

    7/12
    FOTM-25091$564 AP, $47.00/mo
    PP

    P. Petrova

    TX, Carter Team, R. Osei

    Pending Requirements

    National Life Group / IUL

    0/12
    NAIU-34325$1,320 AP, $110.00/mo
    FO

    F. Ortega

    TN, Carter Team, R. Osei

    New, Submitted

    TruStage / IUL

    0/12
    TRIU-26834$1,968 AP, $164.00/mo
    HW

    H. Whitmore

    FL, Carter Team, R. Osei

    Active, In Force

    Ethos / Final Expense

    9/12
    ETFE-17758$1,068 AP, $89.00/mo
    All 3 managers, 126 applications, Showing 20 of 126. Full book in your real dashboard.
    Reconcile

    Carrier status, matched against your whole downline's book.

    Connect your spreadsheet or AMS. LegacyCore compares it with carrier status and shows the mismatches by agent.

    LegacyCoreLegacyCore AI Final Expense OS

    Sample carrier book

    Any open requirements on Americo this week?

    1 policy needs attention on Americo:

    - POL-10488: APS outstanding

    1,204 records scanned
    Four working modes

    Close. Submit. Monitor. Retain.

    Here's the idea: every policy moves through one loop instead of a stack of disconnected tools.

    Close

    Work the final expense call

    AI Closer (beta) answers first: it discloses it's AI, qualifies the caller, and flags them for a licensed agent.

    Submit

    Move the application into the carrier portal

    Portal Worker fills the carrier application with your authorized access, then waits for the agent to approve Submit.

    Monitor

    Watch the book after submission

    Book Health checks status, lapse signals, and pending requirements so the team sees problems while they are still fixable.

    Retain

    Trigger conservation follow-up

    Conservation AI drafts the next outreach step and keeps activity tied to the policy record for review.

    Portal Worker

    Submit it. Then keep track of it.

    Portal Worker handles the carrier steps. Book Health brings the updates back to your team, from open requirements to missed payments.

    One policy, from submission to follow-up

    Illustrative activity stream · sample data

    Worker online

    1. Application ready

      9:02 AM

      POL-10644 · Americo packet filled, waiting on agent approval

      Ready

    2. Carrier status checked

      9:04 AM

      POL-10432 · Grace period reported with 12 days remaining

      Synced

    3. Follow-up needed

      9:05 AM

      POL-10547 · Missed payment flagged for conservation review

      Needs review

    4. Activity recorded

      9:06 AM

      Portal update and outreach task attached to the policy record

      Logged

    One worker, the whole lifecycle

    01

    Fill the application

    Portal Worker fills each application and stops at final Submit for the agent to approve.

    02

    Read carrier updates

    Scheduled checks bring policy status and open requirements back into your book.

    03

    Prioritize the work

    Book Health flags missed payments and pending requirements so your team knows where to start.

    04

    Follow up

    Conservation AI helps with at-risk client outreach. The activity stays with the policy record.

    LegacyCore workflow demonstration

    A quick look at each step. The interactive version is on its way.

    LegacyCore workflow demonstration

    Close

    Capture how the sale happened, the client's consent and their story.

    Submit

    Fill the carrier application, and the agent approves Submit.

    Monitor

    Bring carrier status, missed payments and lapse signals back to your team.

    Retain

    Draft follow-up and reports for your team to approve.

    Portal activity verified

    Mutual of OmahaAmerico

    Completed portal syncs are recorded for these carriers. Your access and workflow are confirmed during setup.

    Carriers represented in the book

    Written business in LegacyCore spans these carriers. Presence here does not mean a portal connection or endorsement.

    • AmericoAmerico
    • Mutual of OmahaMutual of Omaha
    • EthosEthos
    • AetnaAetna
    • TransamericaTransamerica
    • Combined InsuranceCombined Insurance
    • Baltimore LifeBaltimore Life
    • CorebridgeCorebridge
    • Gerber LifeGerber Life
    • TruStageTruStage
    • American AmicableAmerican Amicable
    • CICA Life of AmericaCICA Life of America
    • Royal NeighborsRoyal Neighbors
    • SBLISBLI
    • PrudentialPrudential

    A record of the work

    Portal checks and status changes are logged for your team to review and export.

    Credentials stay with the worker

    Access is scoped to the monitored worker flow. Your downline does not pass credentials around.

    A view across your team

    See policies available through your authorized agency and carrier access.

    Lapse DetectionRequirement TrackingStatus SyncAudit TrailSecure Credential VaultReport Builder
    Lapse DetectionRequirement TrackingStatus SyncAudit TrailSecure Credential VaultReport Builder
    Lapse DetectionRequirement TrackingStatus SyncAudit TrailSecure Credential VaultReport Builder

    Carrier access and workflows are confirmed during setup.

    Weekly Reports

    Know which policies need help this week.

    See missed payments, lapse warnings, and unfinished requirements across your team. Policies with the most premium at risk come first.

    Conservation AI. Drafts follow-up to clients on at-risk policies; a person approves before it sends, and each contact is logged.

    1,204 carrier pulls this month

    Ready to generate this week's report

    Weekly schedule13 carriers

    214

    Policies Monitored

    11

    At-Risk Flagged

    9 days

    Avg Detection Lead Time

    13

    Carriers in sample

    Recent activity

    Weekly Book Health report generatedMon 9:00 AM, 214 policies
    Lapse alert: POL-10432 grace periodSun 6:14 PM, 12 days remaining
    Requirement cleared: POL-10310Fri 2:41 PM, signature received
    simulated for demo
    Book a demoRequest a Sample Report

    Your first report follows the first scheduled portal check after setup.

    • One report per upline, scheduled weekly
    • Ranked by at-risk premium, not raw policy count
    • Exportable as a plain PDF for downline agents

    Inside a Book Health report

    A clear reason to follow up.

    See the policy, the problem, and what needs attention. Here are three examples of the work a report can surface.

    Sample policy review

    Illustrative data

    1. POL-10432

      Payment follow-up

      Missed payment

      Grace period: 12 days remaining

      Contact the client to resolve the payment issue.

    2. POL-10488

      Requirement follow-up

      Medical records requested

      Requirement open for 9 days

      Check the outstanding request with the carrier.

    3. POL-10501

      Application follow-up

      Signature missing

      Amendment awaiting a signature

      Arrange the signature so the application can move forward.

    Request a full sample report

    What you can check before you sign.

    Each point below is something the product does today. They are not customer results or a measure of policies saved by AI.

    2

    Carrier portals with completed syncs

    Mutual of Omaha and Americo. More carriers are added as their portals are set up.

    You approve

    Before the final Submit

    The worker pre-fills the carrier application and stops. Nothing is filed until your agent approves it.

    Logged

    Every portal pull

    Each carrier sync records the rows it read and the evidence it kept, so you can see what changed and when.

    Weekly

    Book report by email

    Every Monday: new business, the policies that need attention, and the cases to work first.

    How we back each claim
    Compliance Engine

    Compliance runs underneath everything.

    No case studies. Here is what the system enforces and what every plan includes.

    Outbound calls

    If we can't verify TCPA and DNC status, the call doesn't go out.

    Built into the system

    Plans for your agency

    Flat monthly plans. Setup done for you.

    We set everything up for you. Every plan starts with a one-time implementation fee, then a flat monthly price with no per-seat fees.

    Fall Enrollment:50% off implementation when you sign by October 31.Ends October 31. Monthly prices unchanged.

    Core automation

    $499/ month + $2,500 $1,250 implementation

    Carrier submission, policy monitoring, and weekly reports across your whole downline. Flat monthly fee, no per-seat pricing.

    Discuss Growth

    Monthly billing. Cancel anytime. No annual contract.

    1. 01We connect your carriers and configure workflows.
    2. 02Submission and carrier checks keep running.
    3. 03Review a weekly report across your team.
    Plan details

    Implementation is done for you: portal setup, workflow configuration, and record matching.

    All supported carriers are included in the price. Connections depend on your authorized access and confirmed setup. Updates run on a schedule. They are not guaranteed in real time.

    LegacyCore is not a carrier-approved integration and does not replace your compliance program.

    Growth includes

    One platform for submission, monitoring, and follow-up. No per-seat or per-carrier fees, and no commission split.

    Portal Worker

    Fills applications and checks status through your authorized carrier portals.

    Book Health

    Shows missed payments, open requirements, and policies at risk of lapsing.

    Compliance Engine

    Call screening, AI disclosures, and an exportable record of portal activity.

    Downline Command

    Agents see their book. Managers see their team. Admins see the agency.

    Before anything connects, we review how your credentials are handled and what the worker can access.

    Know what needs attention first.

    A missed payment can become a lapse. An unsigned form can hold up an application. The first report shows your team where to follow up.

    See the sample report

    Questions, answered plainly.

    Still have one? Book a demo.

    What is LegacyCore?
    LegacyCore is the AI Final Expense Operating System for licensed agencies. It brings lead follow-up, carrier application pre-fill, policy monitoring, and conservation outreach into one workflow. Agents see their own policies; managers and admins see the teams they oversee. AI Closer is in beta.
    How is LegacyCore different from an AI dialer or CRM?
    AI dialers and CRMs help with calls, messages, appointments, and lead records. LegacyCore also works inside authorized carrier portals to fill applications and check policy status. Book Health flags missed payments and open requirements, and Conservation AI supports follow-up. Some CRMs offer overlapping features; the practical difference to check is the carrier work available for your agency.
    Do I have to replace my CRM or AMS?
    No. Keep your CRM or agency management system for client relationships. LegacyCore handles carrier submission and policy monitoring alongside it. We confirm how your records will be matched during setup.
    Does LegacyCore replace my licensed agents?
    No. AI Closer is in beta and flags qualified callers for a licensed agent to call back. Portal Worker handles application tasks within the access and workflow agreed at setup. Your agency retains responsibility for licensed advice, required reviews, and compliance.
    Is the AI Closer live, or still in beta?
    AI Closer is in beta. It works final expense leads by voice and flags qualified callers for a licensed agent to call back. Calls begin with an AI disclosure. It is included on Scale and Enterprise; your plan's allowance is confirmed before setup. The other five modules are live, with carrier access and workflows confirmed for your agency.
    Which carriers does LegacyCore support?
    LegacyCore has recorded completed portal syncs for Mutual of Omaha and Americo. The product page separately shows carriers represented in the book of business; that list does not claim a live portal connection. Carrier workflows depend on the agency's authorized access and confirmed setup. Supported carrier connections do not incur a per-carrier fee.
    How does LegacyCore pricing work?
    There are three flat monthly plans, each with a one-time, done-for-you implementation fee. Growth is $499/month with $2,500 implementation. Scale is $999/month with $3,500 implementation, and adds Chargeback Watch, Conservation AI, handwritten referral letters and the AI Closer (beta). Enterprise starts at $1,999/month with $5,000 implementation, and adds a dedicated account manager, custom carrier integrations and quarterly business reviews. Growth and Scale bill monthly with no annual contract; Enterprise terms are agreed in your proposal. All supported carriers are included on every plan, and there is no per-seat pricing and no commission split.
    What happens if a policy is flagged at risk?
    The flag (lapse pending, missed payment, or pending requirement) is ranked by at-risk premium in the weekly report and the authorized role's dashboard. Drafted outreach still follows the configured human approval flow, and status changes are written to the audit trail.
    How does LegacyCore measure persistency when my payment data is incomplete?
    Persistency is the share of policies still paying at month 13, measured from payment records rather than from a policy status, so an old policy that was never updated cannot inflate the number. Every figure carries a confidence label. When payment history is thin, LegacyCore says the figure is likely understated instead of showing it as a lapsing book. The persistency card and its breakdown by carrier use this calculation.

    See what needs attention in your book.

    Every agency starts with a real conversation.

    See a Sample Report

    See the policies, issues, and follow-up a report can surface.

    View sample

    Talk About Your Agency

    Review your carriers, team size, and current process with us.

    Book a demo

    Read Our Security Posture

    How credential access, audit logging, and workspace isolation work before you authorize anything.

    Read it

    Figures marked as sample data are illustrative, not guarantees. See /compliance for full disclosures.

    LegacyCoreLegacyCore

    The AI Final Expense Operating System

    One system that closes, submits, monitors, and retains final expense policies, for agency owners and managers running a downline across multiple carriers.

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    LEGACYCORE LLC provides agency software. Insurance products are sold by your licensed agents. Not all products are available in all states. The AI Closer is in beta. The Book Health module provides monitored visibility into carrier portals. It is not a guarantee of real-time data, carrier-approved integration, or a substitute for your own compliance program. AI-communication and insurance-product disclosures are on the compliance page.

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