Private, Invitation-Only · 5–10 Seats This Quarter
The AI-First Insurance Agency
for 1099 Agents
Close more policies. Keep the legacy.Skip the prospecting. Zero rejection. AI works the phones. One clean flat fee.
We give independent insurance agents the one thing money can't buy: Time. Clients call in, and our AI sales agents answer and run the conversation — supervised by a licensed agent. Every application is tracked from e-app to carrier confirmation in one place. You host the node as a licensed producer — a 1099 flat-fee comp lands for every issued policy.
Applications reviewed within 72 hours
Actual platform · demo workspace data · click to explore
One
Licensed Entity
Five
AI Agents
60-Day
Clawback Window
Zero
Cold Prospecting & Dials
Prospecting is a Job.
Legacy is a Business.
The licensed professional doesn't stay trapped in the dial. They plug into an insurance agency tech stack that does the heavy lifting and earn a flat fee for every issued policy.
Overhead
That Never Scales
Transfer agents, dialers, and staffing costs that grow every time you do.
Leakage
Leads Lost Daily
Qualified interest lost to missed calls, slow response times, and manual follow-up.
Zero
Time Freedom
Trapped behind a desk, trading hours for dials instead of building a lasting legacy.
No Dials
AI Voice Calling
Clients call in — the AI sales agent answers, qualifies, and runs the sales conversation under licensed-agent supervision. You never cold-call anyone.
Real-Time
ROI Mastery
Complete visibility into marketing spend and policy performance with built-in conservation tracking.
One
Submission Workflow
Every application tracked from e-app to carrier confirmation number in one place — no scattered portals, no spreadsheet reconciliation.
Built Around the Top Final-Expense Carriers
Meet LegacyCore · Inside the Machine
The actual product.
Real screens, live data.
A private network of licensed submission nodes — and this is the command center your seat comes with. Every frame below is the real platform, captured on a demo workspace.
Your production, rendered live.
Annual premium, active policies, monthly flat-fee earnings, and carrier mix — the dashboard reads like a ledger, not a CRM. This is the screen you open with coffee.
The AI Works the Phones.
You Run the Node.
Clients call in, and our AI sales agents answer — qualifying, walking structured health questions, and running the full sales conversation with a licensed agent supervising every step. Every submitted application then flows through an automated back office: call recording, transcription, a generated policy summary, and drafted client follow-ups ready for review. Your job is to host the node and keep it healthy. Zero prospecting. Zero rejection.
Five Agents.
One Licensed Entity.
One pipeline from inbound lead to issued policy — AI on the phones, structured submission, conservation, and compliance at every stage.
“One licensed entity. Five AI agents. A network of licensed operator nodes.
The machine does the grunt work — the licensed professionals stay in control.”
A Clean Flat Fee.
For Every Issued Policy.
No splits. No graduated tiers. No mystery math.
You earn a flat fee per issued policy — paid after a 60-day clawback window clears. Preferred placements earn the higher tier; guaranteed-issue products sit at a simpler lower tier. Clawback tracking is administered automatically. All carrier commissions and renewals stay with the agency owner — you get paid for the submission work, not for owning a book you don't service.
See How the Model
Scales With You.
Move the sliders to explore how issued volume and lead mix shift your relative payout weight and the hours the AI reclaims for you. No dollar figures — just direction.
Inbound mix
A relative index, not a dollar amount. Higher issued volume and a richer preferred mix move it up.
36hrs
Prospecting, calling, and submission time the AI + automation handle for you — an illustrative average.
9
Preferred
3
Guaranteed Issue
Illustrative estimate only — not a guarantee of earnings, and not a dollar figure. Income is not guaranteed; results depend on lead volume, market conditions, individual effort, and carrier acceptance rates, all of which vary. LegacyCore makes no representation that any operator will earn any specific amount.
How the flat fee is structured
Fully underwritten placements from inbound leads — the higher flat fee per issued policy.
60-day clawback window — if a policy lapses before day 61, the fee is deducted from the next payment cycle. After 60 days the fee is generally earned.
Months 1–2 are free (Prove-It-First).
$497/month platform fee begins in Month 3.
One-time $2,500 setup fee.
The Infrastructure for the
High-Production Agent.
Swipe to explore →
Real-Time Analytics
Provides comprehensive, real-time insights into business performance and key metrics.
Automated Retention
Tracks policy status changes automatically and alerts agents about issues like missed payments.
AI Customer Service
Drafts responses to client inquiries with full policy context — your team reviews before anything sends.
Personalized Mailers
Sends personalized thank-you letters and policy summaries automatically based on transcripts.
AI Sales Agent
Clients call in. The AI sales agent runs the conversation — qualification, health questions, the sale — with a licensed agent supervising every step.
Flat-Fee Payouts
Clean flat fee per issued policy. 60-day clawback window. Automated deduction if a policy lapses — no surprises.
Conservation AI
Detects at-risk policies and missed payments, then drafts the save outreach — your team reviews and sends.
Call Monitoring
Managers can monitor calls in real time, jump in, or whisper to agents during live sessions.
Agent Onboarding
Structured, step-by-step onboarding system designed to scale your agency effectively.
Carrier Waterfall
Eligible carriers ranked and queued for every application — a decline has a defined next step instead of a dead end.
We Build The Infrastructure.
You Build The Legacy.
Prospecting is a Job. Legacy is a Business.
AI works the calls. The platform runs the paperwork. A flat fee per issued policy — for the licensed insurance producer ready to stop trading hours for dials.
Only 5-10 Spots
Available This Quarter
This isn't a typical SaaS platform. Every operator receives white-glove onboarding and dedicated support. We limit enrollment to maintain quality and ensure every operator succeeds.
72 hours
Average application review time
White-glove
Onboarding for every operator
Quarterly
Cohort openings
Spots fill on a first-come, first-served basis. Once this cohort is full, applications close until the next cohort opens.
Stop Trading Time
for Money
Imagine Your New Reality:
AI voice agents work the phones — no prospecting, no cold dials
No commission splits — clean flat fee, paid on day 61
Automated payment alerts and follow-up on every policy
Time freedom to scale or enjoy life
Predictable flat-fee payouts — you always know what clears on day 61
A calm, focused workday — no sales calls, no rejection
Limited to 5-10 agents this quarter • Applications reviewed within 72 hours
Frequently Asked Questions
What is LegacyCore?
LegacyCore is an AI-first insurance agency, not a SaaS vendor. The agency operates a coordinated set of AI components that support major stages of the final expense lifecycle: lead intake and routing, AI voice agents that work the calls, a structured submission workflow that tracks every application through carrier confirmation, post-sale conservation outreach, and an internal compliance and TCPA/DNC monitoring layer. Licensed 1099 submission-node operators host the submission node locally on their machines and are compensated on a flat-fee-per-issued-policy basis under the terms of their Independent Contractor Agreement. Built and operated by LEGACYCORE LLC.
Who uses LegacyCore?
LegacyCore serves three user types: (1) Licensed 1099 submission-node operators who host the submission node locally, monitor its health, and earn a flat fee per issued policy under the terms of their Independent Contractor Agreement; (2) Agency owners overseeing operator networks; (3) Platform administrators configuring AI components, kill switches, and compliance rules. The platform is designed for licensed insurance professionals operating under proper carrier appointments in the United States.
How do agents earn on LegacyCore?
Licensed 1099 submission-node operators receive a flat fee per issued policy, structured by underwriting type: preferred (fully underwritten) placements at the higher tier and guaranteed-issue products at a separate lower tier. A 60-day clawback window applies — if a policy lapses before day 61, the fee is deducted from the next payment cycle. Subject to the terms of the Independent Contractor Agreement, the fee is generally considered earned after the 60-day window, except where carrier chargebacks or compliance findings apply. The agency owner retains carrier commissions and renewals; operators are compensated for submission work, not policy ownership. Platform fee: free for Months 1–2 (Prove-It-First), $497/month from Month 3, with a one-time $2,500 setup fee. Income is not guaranteed; results depend on lead volume, market conditions, individual effort, and carrier acceptance rates, all of which vary. LegacyCore makes no representation that any operator will earn any specific amount.
Does the agent talk to clients or sell policies?
Under the standard operating model, the licensed operator is not required to speak with clients, sell, or handle objections. Calls are customer-initiated: the AI sales agent answers and handles the conversation — qualification and structured health-question collection — under the supervision of a licensed agent. The operator's role is to host the submission node, supervise the process, and monitor its health. Manual intervention may be required to address technical or compliance edge cases.
What is the operator's role on the platform?
Licensed operators host the submission node locally on their machines and submit applications to carrier portals under their own licensed accounts. The platform's workflow queues each ready application, pre-structures the client and policy data from the call, and tracks it through to a carrier confirmation number. Eligible carriers are ranked for each application so a decline has a defined next step. The operator runs the node and monitors its health.
What types of insurance does LegacyCore support?
LegacyCore is currently optimized for Final Expense Life Insurance, a category of whole life insurance designed to cover end-of-life expenses. The platform supports the carriers and product types commonly used in this market, subject to each carrier's appointment requirements and state availability. Not all products are available in all states.