Final Expense Agency Operating SystemFor agencies with 5+ agents

Keep the policies your agency already sold.

LegacyCore fills carrier applications, reads policy status back from the portals, and drafts the save follow-up before a missed draft becomes a chargeback.

Book a demo

Done-for-you setup. You approve before the final Submit.

Live with these carriers. What is live for each

Mutual of Omaha
Americo
Royal Neighbors
American Amicable
Transamerica
Ethos
TruStage
Gerber Life
Aetna
Baltimore Life
National Life Group
Corebridge
Foresters

From the first call to the save.

Five parts of one system. Each panel below is drawn from sample data, not a customer account.

Every inbound call, answered

SI Closer answers inbound calls, qualifies the caller and takes the full application on the call. Your licensed agent gives it a final review and presses Submit.

Asks the qualifying and health questions from your script.
Each call is transcribed for your team to review.

SI Closer · Inbound callEndedSample data

SI CloserAnswering for your agency

Thank you for calling the life insurance department on a recorded line. Are you calling to set up a new policy, or about one you already have?

A new one. I got a letter about burial insurance.

I can help with that. These plans are not free, but they are built to be affordable on a fixed income. Which state are you calling from?

Ohio.

And your date of birth?

March 14th, 1958.

Is the coverage just for you, or a loved one too? And may I have your first and last name?

Just me. It's Margaret Ruiz.

Thank you, Margaret. Do you have any life insurance now, or is this your first time shopping?

Nothing right now.

I shop the carriers in Ohio for you, so I will go over a few health questions. Any tobacco or nicotine?

No, I quit years ago.

Any heart attack, stroke, COPD, cancer, diabetes, or a hospital stay in the past year?

No. Just high blood pressure. I take a pill for it.

That is very common. And your height and weight?

Five four, about 160.

What has you looking: funeral costs, or leaving money for family? Burial or cremation?

Burial. I don't want my daughter Linda paying for it.

A burial usually runs $10,000 to $15,000. Whole life covers you for life, and the price never goes up. Of the three options, which makes the most sense?

The middle one, the $12,000.

Good choice. What address should the policy packet go to? Then I will verify your identity for the carrier.

Same as on the letter. Go ahead.

Which bank should the premium come from, and what day of the month works best?

Fifth Third checking. The 3rd, after my Social Security.

Thank you, Margaret. Your application is complete. Your agent will give it a final review and submit it today.

Application15/15

Name: Margaret Ruiz
State: Ohio
Date of birth: 03/14/1958 (age 68)
Coverage for: Herself
Current coverage: None
Tobacco: No
Conditions: High blood pressure, on medication
Height, weight: 5′4″, 160 lb
Need: Burial
Beneficiary: Linda Ruiz, daughter
Plan chosen: $12,000 whole life
Mailing address: Confirmed
Identity: Verified (SSN masked)
Bank draft: Fifth Third checking ••••
Draft date: The 3rd of each month

Application completeWaiting for your agent’s final review and Submit

Applications, filled for you

Portal Worker fills the carrier application page by page and stops at review and sign. Your agent reviews, signs and presses Submit.

Waits for you on the two-step code and the bank details.
Never signs or submits on its own.

Portal Worker · POL-10644 · AmericoSample data

8 of 8 pages

ApplicationQuote, product and meeting type (done)
InsuredName, build and address (done)
Two-step codeThe client enters the code with youDone with you (done)
HealthHealth questions answered (done)
BeneficiariesBeneficiary added (done)
PaymentYou type the routing and account numbersDone with you (done)
ReplacementExisting coverage questions (done)
Review and signYou review, sign and press SubmitReady for your review (done)

Policy status, read back

Start a status read and Book Health brings carrier statuses back from the portals, with the policies that need attention first.

Missed payments, lapse notices and open requirements flagged.
Every portal read is logged with the rows it saw.

Book Health · Status read finishedSample data

POL-10547
American Amicable · A. Kowalski
Payment missed
POL-10432
Mutual of Omaha · J. Alvarez
Grace period, 12d
POL-10488
Americo · M. Chen
APS outstanding
POL-10533
Royal Neighbors · T. Romero
Pending underwriting

13 of 214 policies need attention. 1,204 portal rows read this month.

Saves drafted and sent

Conservation SI drafts the follow-up on an at-risk policy. Approve each one, or let it send on its own, and the contact is logged on the policy.

Approve each draft, or let routine ones send on their own.
Each case moves across the Conservation board, from flagged to saved.

Conservation SI · POL-10547Sample data

To: the client on POL-10547 (American Amicable)Why: Second draft attempt failed

Hi Mrs. Lopez, Your last premium draft for your American Amicable policy did not go through. We can sort it out together before it affects your coverage. Reply to this email with a good time, and I will help you update the payment. Ana Kowalski

Waiting for your approval

Missed draft
Contacted
Payment arranged
Saved

One book, three views

Downline Command gives agents their own book, managers their team, and admins the whole agency.

Access follows your hierarchy.
The same numbers in every view.

Downline Command · Agency overview: every manager and agentSample data

Active annual premium$79,980$6,665/mo, 80 in force

Total13523 in pipeline

Active80in force

Attention32review now

Agency overview: every manager and agent: 135 applications
Client	Carrier / Product	AP	Payment track	Status
Frank BrooksAZ, Carter Team, J. Alvarez	ForestersGuaranteed Issue · FOGI-12735	$816$68.00/mo	0/12	New, submitted
George EllisAZ, Carter Team, J. Alvarez	Baltimore LifeGuaranteed Issue · BAGI-23246	$900$75.00/mo	7/12	Active, in force
Ray RamosTN, Carter Team, J. Alvarez	Gerber LifeLevel Benefit · GEFE-58592	$984$82.00/mo	5/12	Active, in force
Frank EllisFL, Carter Team, J. Alvarez	TransamericaGraded Benefit · TRGB-52291	$1,236$103.00/mo	11/12	Active, in force
Linda SimmonsFL, Carter Team, J. Alvarez	AmericoGraded Benefit · AMGB-75620	$708$59.00/mo	4/12	Active, in force
Margaret BennettTX, Carter Team, J. Alvarez	TransamericaGraded Benefit · TRGB-45896	$1,308$109.00/mo	7/12	Active, in force
Dorothy ColemanVA, Carter Team, J. Alvarez	Baltimore LifeGraded Benefit · BAGB-49950	$732$61.00/mo	0/12	Approved
Walter SimmonsTN, Carter Team, J. Alvarez	National Life GroupModified Benefit · NAMB-18874	$1,200$100.00/mo	4/12	Missed payment
Ray HendrixFL, Carter Team, J. Alvarez	EthosLevel Benefit · ETFE-31878	$588$49.00/mo	8/12	Active, in force
Joan BrooksTN, Carter Team, J. Alvarez	AmericoGuaranteed Issue · AMGI-63010	$804$67.00/mo	0/12	Pending requirements
Walter EllisAL, Carter Team, J. Alvarez	ForestersGuaranteed Issue · FOGI-39514	$900$75.00/mo	0/12	New, submitted
Martha RuizSC, Carter Team, J. Alvarez	ForestersGraded Benefit · FOGB-63151	$1,200$100.00/mo	0/12	Missed payment
George RamosVA, Carter Team, J. Alvarez	AmericoModified Benefit · AMMB-56788	$1,056$88.00/mo	11/12	Active, in force
Gloria WhitfieldTN, Carter Team, R. Osei	American AmicableGuaranteed Issue · AMGI-27972	$1,212$101.00/mo	7/12	Active, in force
Linda PattonVA, Carter Team, R. Osei	TruStageGuaranteed Issue · TRGI-42631	$1,140$95.00/mo	8/12	Active, in force
Gloria BennettAL, Carter Team, R. Osei	EthosGuaranteed Issue · ETGI-92950	$1,164$97.00/mo	0/12	Missed payment
Betty DelgadoTN, Carter Team, R. Osei	ForestersGraded Benefit · FOGB-32573	$672$56.00/mo	3/12	Active, in force
Ruth RamosTX, Carter Team, R. Osei	National Life GroupGuaranteed Issue · NAGI-34325	$1,428$119.00/mo	6/12	Active, in force
Joan MarshGA, Carter Team, R. Osei	National Life GroupGuaranteed Issue · NAGI-66740	$1,440$120.00/mo	5/12	Active, in force
Gloria SimmonsTX, Carter Team, R. Osei	ForestersModified Benefit · FOMB-86921	$900$75.00/mo	9/12	Active, in force

Frank BrooksAZ, Carter Team, J. AlvarezNew, submitted
Foresters / Guaranteed Issue
0/12
FOGI-12735$816 AP, $68.00/mo
George EllisAZ, Carter Team, J. AlvarezActive, in force
Baltimore Life / Guaranteed Issue
7/12
BAGI-23246$900 AP, $75.00/mo
Ray RamosTN, Carter Team, J. AlvarezActive, in force
Gerber Life / Level Benefit
5/12
GEFE-58592$984 AP, $82.00/mo
Frank EllisFL, Carter Team, J. AlvarezActive, in force
Transamerica / Graded Benefit
11/12
TRGB-52291$1,236 AP, $103.00/mo
Linda SimmonsFL, Carter Team, J. AlvarezActive, in force
Americo / Graded Benefit
4/12
AMGB-75620$708 AP, $59.00/mo
Margaret BennettTX, Carter Team, J. AlvarezActive, in force
Transamerica / Graded Benefit
7/12
TRGB-45896$1,308 AP, $109.00/mo

All 3 managers, 135 applications. Showing 20 of 135; the full book is in your dashboard.

SI Closer · Inbound callEndedSample data

SI CloserAnswering for your agency

Thank you for calling the life insurance department on a recorded line. Are you calling to set up a new policy, or about one you already have?

A new one. I got a letter about burial insurance.

I can help with that. These plans are not free, but they are built to be affordable on a fixed income. Which state are you calling from?

Ohio.

And your date of birth?

March 14th, 1958.

Is the coverage just for you, or a loved one too? And may I have your first and last name?

Just me. It's Margaret Ruiz.

Thank you, Margaret. Do you have any life insurance now, or is this your first time shopping?

Nothing right now.

I shop the carriers in Ohio for you, so I will go over a few health questions. Any tobacco or nicotine?

No, I quit years ago.

Any heart attack, stroke, COPD, cancer, diabetes, or a hospital stay in the past year?

No. Just high blood pressure. I take a pill for it.

That is very common. And your height and weight?

Five four, about 160.

What has you looking: funeral costs, or leaving money for family? Burial or cremation?

Burial. I don't want my daughter Linda paying for it.

A burial usually runs $10,000 to $15,000. Whole life covers you for life, and the price never goes up. Of the three options, which makes the most sense?

The middle one, the $12,000.

Good choice. What address should the policy packet go to? Then I will verify your identity for the carrier.

Same as on the letter. Go ahead.

Which bank should the premium come from, and what day of the month works best?

Fifth Third checking. The 3rd, after my Social Security.

Thank you, Margaret. Your application is complete. Your agent will give it a final review and submit it today.

Application15/15

Name: Margaret Ruiz
State: Ohio
Date of birth: 03/14/1958 (age 68)
Coverage for: Herself
Current coverage: None
Tobacco: No
Conditions: High blood pressure, on medication
Height, weight: 5′4″, 160 lb
Need: Burial
Beneficiary: Linda Ruiz, daughter
Plan chosen: $12,000 whole life
Mailing address: Confirmed
Identity: Verified (SSN masked)
Bank draft: Fifth Third checking ••••
Draft date: The 3rd of each month

Application completeWaiting for your agent’s final review and Submit

Downline Command

One book of business. The right slice for every login.

Agents see their own book. Managers see their teams. Admins see every manager and agent from one place.

Downline Command · Agency overview: every manager and agentSample data

Active annual premium$79,980$6,665/mo, 80 in force

Total13523 in pipeline

Active80in force

Attention32review now

Agency overview: every manager and agent: 135 applications
Client	Carrier / Product	AP	Payment track	Status
Frank BrooksAZ, Carter Team, J. Alvarez	ForestersGuaranteed Issue · FOGI-12735	$816$68.00/mo	0/12	New, submitted
George EllisAZ, Carter Team, J. Alvarez	Baltimore LifeGuaranteed Issue · BAGI-23246	$900$75.00/mo	7/12	Active, in force
Ray RamosTN, Carter Team, J. Alvarez	Gerber LifeLevel Benefit · GEFE-58592	$984$82.00/mo	5/12	Active, in force
Frank EllisFL, Carter Team, J. Alvarez	TransamericaGraded Benefit · TRGB-52291	$1,236$103.00/mo	11/12	Active, in force
Linda SimmonsFL, Carter Team, J. Alvarez	AmericoGraded Benefit · AMGB-75620	$708$59.00/mo	4/12	Active, in force
Margaret BennettTX, Carter Team, J. Alvarez	TransamericaGraded Benefit · TRGB-45896	$1,308$109.00/mo	7/12	Active, in force
Dorothy ColemanVA, Carter Team, J. Alvarez	Baltimore LifeGraded Benefit · BAGB-49950	$732$61.00/mo	0/12	Approved
Walter SimmonsTN, Carter Team, J. Alvarez	National Life GroupModified Benefit · NAMB-18874	$1,200$100.00/mo	4/12	Missed payment
Ray HendrixFL, Carter Team, J. Alvarez	EthosLevel Benefit · ETFE-31878	$588$49.00/mo	8/12	Active, in force
Joan BrooksTN, Carter Team, J. Alvarez	AmericoGuaranteed Issue · AMGI-63010	$804$67.00/mo	0/12	Pending requirements
Walter EllisAL, Carter Team, J. Alvarez	ForestersGuaranteed Issue · FOGI-39514	$900$75.00/mo	0/12	New, submitted
Martha RuizSC, Carter Team, J. Alvarez	ForestersGraded Benefit · FOGB-63151	$1,200$100.00/mo	0/12	Missed payment
George RamosVA, Carter Team, J. Alvarez	AmericoModified Benefit · AMMB-56788	$1,056$88.00/mo	11/12	Active, in force
Gloria WhitfieldTN, Carter Team, R. Osei	American AmicableGuaranteed Issue · AMGI-27972	$1,212$101.00/mo	7/12	Active, in force
Linda PattonVA, Carter Team, R. Osei	TruStageGuaranteed Issue · TRGI-42631	$1,140$95.00/mo	8/12	Active, in force
Gloria BennettAL, Carter Team, R. Osei	EthosGuaranteed Issue · ETGI-92950	$1,164$97.00/mo	0/12	Missed payment
Betty DelgadoTN, Carter Team, R. Osei	ForestersGraded Benefit · FOGB-32573	$672$56.00/mo	3/12	Active, in force
Ruth RamosTX, Carter Team, R. Osei	National Life GroupGuaranteed Issue · NAGI-34325	$1,428$119.00/mo	6/12	Active, in force
Joan MarshGA, Carter Team, R. Osei	National Life GroupGuaranteed Issue · NAGI-66740	$1,440$120.00/mo	5/12	Active, in force
Gloria SimmonsTX, Carter Team, R. Osei	ForestersModified Benefit · FOMB-86921	$900$75.00/mo	9/12	Active, in force

Frank BrooksAZ, Carter Team, J. AlvarezNew, submitted
Foresters / Guaranteed Issue
0/12
FOGI-12735$816 AP, $68.00/mo
George EllisAZ, Carter Team, J. AlvarezActive, in force
Baltimore Life / Guaranteed Issue
7/12
BAGI-23246$900 AP, $75.00/mo
Ray RamosTN, Carter Team, J. AlvarezActive, in force
Gerber Life / Level Benefit
5/12
GEFE-58592$984 AP, $82.00/mo
Frank EllisFL, Carter Team, J. AlvarezActive, in force
Transamerica / Graded Benefit
11/12
TRGB-52291$1,236 AP, $103.00/mo
Linda SimmonsFL, Carter Team, J. AlvarezActive, in force
Americo / Graded Benefit
4/12
AMGB-75620$708 AP, $59.00/mo
Margaret BennettTX, Carter Team, J. AlvarezActive, in force
Transamerica / Graded Benefit
7/12
TRGB-45896$1,308 AP, $109.00/mo
Dorothy ColemanVA, Carter Team, J. AlvarezApproved
Baltimore Life / Graded Benefit
0/12
BAGB-49950$732 AP, $61.00/mo
Walter SimmonsTN, Carter Team, J. AlvarezMissed payment
National Life Group / Modified Benefit
4/12
NAMB-18874$1,200 AP, $100.00/mo

All 3 managers, 135 applications. Showing 20 of 135; the full book is in your dashboard.

Everything around the policy.

Reports, safeguards and the tools your team already uses, in the same system.

Monday book report
Every Monday by email: new business, the policies that need attention, and the cases to work first.
Your book this weekSample data
New business3
Need attention13
First: POL-10432Missed payment
Sent Mon 9:00 AM
Chargeback Watch
See the commission advances still at risk, so the saves that protect them come first.
Advances at riskSample data
POL-10547Missed draft
POL-10596Lapse notice received
Audit log
Portal reads, status changes and approvals are logged for your team to review and export.
ActivitySample data
Status read started by M. Chen9:02
1,204 portal rows read9:04
Draft approved by A. Kowalski9:11
Export as CSV
Your book in Claude, ChatGPT or Grok
Connect Claude, ChatGPT or Grok and it works through tools built for final expense: pre-fill, status sync, saves, DNC checks and more. Scoped to the book you may see, on every plan.
Connected appSample data
Claude · ChatGPT · Grok
Application pre-fill
Carrier status sync
At-risk policies
Save drafts
DNC check
Commissions
Handwritten letters
Referrals
137 tools, scoped to the book your key may see. Anything that reaches a client or moves money asks you to confirm.
DNC and TCPA screening
Before any outreach, each lead is checked against the national and state Do-Not-Call lists, your own stop list and the consent on file. A stop request goes on your list at once.
Before outreachSample data
Lead L-2041Lead from a mailer, Dayton OH
Blocked
On the National DNC Registry
Lead L-2042Called back, asked to stop
Added to your DNC
Not on the national list
Said "please stop calling" on Oct 27
Lead L-2043Web form, consent given
Clear to contact
Not on the national list
Not on the Ohio list
Not on your list
Consent on file, Oct 22
Each check is logged with its source and time
Handwritten letters
A personal thank-you after the sale, written with a real pen in the agent's words and mailed to the client. On Scale and Enterprise.
Thank-you letterSample data
Ana KowalskiLicensed agentOctober 28, 2026
Dear Margaret,
Thank you for trusting me with your family’s plan. Your policy is in force, and the paper copy will reach you within two weeks. Please let Linda know where you keep it. I am always one call away.
Warmly,
Ana
Written with a real penMailed first class You approve the words
Wallet
One prepaid balance pays for voice minutes, letters and videos, with each charge listed.
WalletSample data
Balance
$150.00
Tops up $200 when it drops below $50
Voice minutes, SI Closer-$18.40
Handwritten letter, M. Ruiz-$4.95
Avatar video, policy summary-$3.00
Top-up, card ending 4417+$200.00
Carrier status sync
Reads each carrier portal and brings the policy changes back into your book, carrier by carrier. You start each read and see a preview first.
Status read · 13 of 13 carriersSample data
Mutual of Omaha4 updates
Americo3 updates
Royal Neighbors1 update
American Amicable5 updates
Transamerica2 updates
Ethos2 updates
TruStage1 update
Gerber Life3 updates
Aetna3 updates
Baltimore Life2 updates
National Life Group1 update
Corebridge1 update
Foresters2 updates
30 policy changes brought back into your book. A person starts each read and sees a preview first.

See a sample at-risk report.

Pick what matters to your agency. Your own report comes during setup, once your carrier portals are connected.

Conservation SI · Missed draftsEndedSample data

3 policies missed a draft. Conservation SI works each one, then waits for you or sends it, your choice.

Margaret Ruiz POL-10432
Mutual of Omaha · Living Promise, $74.00/mo · Agent J. Alvarez
Grace period, 12d
Draft returned, insufficient funds. Oct 3 draft came back. Coverage holds until Nov 2.
1. Oct 3 draft returned: insufficient funds
2. 12 days left; coverage holds until Nov 2
3. Draft ready: offers a new draft date after her Social Security deposit
4. Waiting for your approval
Dorothy Hayes POL-10547
American Amicable · Senior Choice, $51.00/mo · Agent A. Kowalski
Payment missed
Second draft failed, account closed. Bank account closed. New bank details are needed.
1. Two failed drafts: the account is closed
2. American Amicable needs new bank details
3. Draft ready: asks for her new bank, no numbers by email
4. Waiting for your approval
Harold Bennett POL-10618
Baltimore Life · Silver Guard, $39.00/mo · Agent I. Petrov
Grace period, 5d
Draft not taken, date change asked. Asked to move his draft date. Grace ends in 5 days.
1. Oct 15 draft not taken
2. He asked to move the draft to the 3rd
3. Draft ready: confirms the 3rd as his new draft date
4. Waiting for your approval

Flat monthly plans. Setup done for you.

No per-seat or per-carrier fees, and no commission split. Every plan starts with a one-time implementation fee.

Growth
Submission, monitoring and weekly reports for your whole downline.
$499 / month
+ $2,500 one-time implementation
- Portal Worker and Book Health
- Chargeback Watch
- Downline Command and compliance logging
$416.66 off each of your first 6 invoices: $2,499.96 of the fee back.
Book a demo
ScaleRecommended
Everything in Growth, plus the SI workers that answer calls and work the saves.
$999 / month
+ $3,500 one-time implementation
- SI Closer
- Conservation SI on at-risk policies
- Handwritten referral and thank-you letters
$583.33 off each of your first 6 invoices: $3,499.98 of the fee back.
Book a demo
Enterprise
Everything in Scale, for larger agencies with their own carriers and states.
$1,999+ / month
+ $5,000 one-time implementation
- A dedicated account manager
- Custom integrations for niche carriers
- Quarterly reviews and per-state compliance setup
$833.33 off each of your first 6 invoices: $4,999.98 of the fee back.
Book a demo

At-risk scan guarantee. Once your team is onboarded, LegacyCore runs a full at-risk scan across your whole hierarchy: pending lapses, recent lapses, and policies cancelled or charged back in the last 60 days that were never saved or rewritten. If the scan doesn't surface commission advances at risk or lost worth at least your implementation fee, ask within 14 days of receiving it and we refund the implementation fee in full.

Compare plans and first-year cost

Questions, answered plainly.

Still have one? Book a demo.

What is LegacyCore?

LegacyCore runs the work around every final expense policy your agency writes. It answers inbound calls, fills carrier applications, watches policy status and payments, and drafts the follow-up when a policy is at risk. Agents see their own book; managers and owners see the teams they run.

How is LegacyCore different from an AI dialer or CRM?

Dialers and CRMs help you reach leads. LegacyCore also does the carrier work: it fills applications inside the carrier portals, reads policy status back, and flags missed payments while there is still time to save the policy.

Do I have to replace my CRM or AMS?

You do not need one. LegacyCore keeps each client's policies, notes, follow-ups and calendar in one place, so it replaces a separate CRM, and moving over is part of setup: we bring your clients, policies and notes in from your current CRM or spreadsheet.

Does LegacyCore replace my licensed agents?

No. The SI Closer takes the application, and a licensed agent reviews and submits every one. Portal Worker stops before the final Submit too. Your agency stays responsible for licensed advice and compliance.

What does the SI Closer do?

It answers your inbound calls, asks the qualifying and health questions, and takes the full application on the call. A licensed agent then gives it a final review and presses Submit. It does not transfer calls, and outbound calling is not live yet. Each agency sets the opening line, which can include an AI disclosure, and it never denies being an AI when a caller asks. Included on Scale and Enterprise.

Which carriers does LegacyCore support?

The carriers your agency writes. Each carrier portal is set up for you during onboarding, with no per-carrier fee. Application pre-fill is live for Mutual of Omaha, Americo, American Amicable, Transamerica, Ethos and Corebridge. Policy status sync is live for Mutual of Omaha, Americo and Transamerica. The carrier list on the product page shows carriers in a book of business and does not claim a live portal connection.

How does LegacyCore pricing work?

Three flat monthly plans, each with a one-time, done-for-you setup fee. Growth: $499 a month, $2,500 setup, with Chargeback Watch included. Scale: $999 a month, $3,500 setup, and adds Conservation SI, handwritten referral letters and the SI Closer. Enterprise: from $1,999 a month, $5,000 setup, and adds a dedicated account manager, custom carrier integrations and quarterly reviews. No per-seat fees, no per-carrier fees, no commission split. Growth and Scale are month to month. Normally, part of the implementation fee comes back as a credit: each of your first 3 monthly invoices drops by the plan price, or by an even share of the fee if that is smaller. Growth gets $1,497 of its $2,500 fee back, Scale gets $2,997 of $3,500 and Enterprise gets $4,999.98 of $5,000. Black Friday offer: sign by November 30, 2026 and the credit runs over your first 6 invoices instead, so the whole fee comes back: Growth $2,499.96 ($416.66 off each), Scale $3,499.98 ($583.33 off each) and Enterprise $4,999.98 ($833.33 off each).

What happens if a policy is flagged at risk?

It shows on the dashboard and in the Monday book report email. Conservation SI drafts the follow-up email and either waits for a person to approve it or sends it on its own, as your agency chooses, and every step is logged on the policy.

How does LegacyCore measure persistency when my payment data is incomplete?

Persistency is the share of policies still paying at month 13, counted from real payment records, not the policy status. When the payment history is thin, the figure is labeled as likely understated instead of making your book look like it is lapsing.

See what needs attention in your book.

Every agency starts with a real conversation.

Talk About Your Agency

Review your carriers, team size, and current process with us. Your first full at-risk report comes during setup.

Book a demo

See the Sample Report

The at-risk report every agency gets during setup, shown with sample data.

See the sample report

For Compliance and Carrier Reviewers

Carrier access, lockouts, the contract and liability summary, and the audit export, answered before you authorize anything.

Read the compliance page

Figures marked as sample data are illustrative, not guarantees. See /compliance for full disclosures.

Keep the policies your agency already sold.

From the first call to the save.

Every inbound call, answered

Applications, filled for you

Policy status, read back

Saves drafted and sent

One book, three views

One book of business. The right slice for every login.

Everything around the policy.

Monday book report

Chargeback Watch

Audit log

Your book in Claude, ChatGPT or Grok

DNC and TCPA screening

Handwritten letters

Wallet

Carrier status sync

See a sample at-risk report.

Flat monthly plans. Setup done for you.

Growth

ScaleRecommended

Enterprise

Questions, answered plainly.

See what needs attention in your book.