§1
License grant
LegacyCore grants you a revocable, non-exclusive, non-transferable, limited license to use the application strictly in accordance with the terms of this Agreement for your internal business purposes.
End-User License Agreement
This Agreement is a binding legal contract between you and LegacyCore. By accessing the platform, you agree to the terms herein.
§2
Third-party services and carrier accounts
Carrier accounts
Operators submit insurance applications to carrier portals under their own licensed carrier accounts. By using those accounts through the platform, you represent that you hold the required license and appointments and have the legal authority to do so. Each carrier portal is governed by that carrier's own terms; LegacyCore is not affiliated with or endorsed by any carrier.
Payments
Platform fees and wallet top-ups are processed by Stripe and are additionally governed by Stripe's terms of service. Operator compensation is governed by your Independent Contractor Agreement, not this EULA.
§3
Limitation of liability
LegacyCore's platform records are derived from calls, applications, carrier responses, and payment events.
No responsibility for source data: We are not responsible for the accuracy, completeness, or timeliness of data supplied by third parties, including carrier responses and lead information.
"As-Is" basis: Service provided "AS IS" without warranty of error-free operation or uninterrupted availability.
No professional advice: Platform figures — including earnings and tax estimates — are informational and do not constitute accounting, tax, or legal advice. Insurance products are underwritten and issued by the respective carriers.
§4
Security
We employ AES-256 encryption for sensitive data at rest. However, you are responsible for maintaining the confidentiality of your login credentials and your own carrier portal credentials.
§5
Termination
License effective until terminated. Automatically revoked if you fail to pay platform fees, violate these terms, or your Independent Contractor Agreement ends.
§§6–8
Property, damages, and governing law
§6. Intellectual property
All rights to LegacyCore software, logos, and designs remain the exclusive property of the Company.
§7. Limitation of damages
To the maximum extent permitted by law, LegacyCore shall not be liable for indirect, incidental, or consequential damages.
§8. Governing law
This Agreement is governed by the laws of New Jersey, United States.