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    Disclosures

    Recruiting & AI communication

    Consolidated disclosures for LegacyCore LLC's recruiting communications, AI-assisted contact with prospective clients, and operator relationship structure.

    Last reviewed: 2026-05-11

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    §1. About this page

    Informational, not contractual

    This page consolidates disclosures applicable to LegacyCore LLC's recruiting communications, AI-assisted communications with prospective clients, and the structure of operator relationships. It is informational. It is not a contract. Binding terms governing any operator relationship are set forth in the Independent Contractor Agreement and any related schedules executed between the operator and LEGACYCORE LLC.

    §2. Independent Contractor Status

    1099 relationship, not employment

    LegacyCore engages licensed insurance producers as 1099 independent contractors, not as employees. Independent contractor relationships do not include employment benefits (health insurance, paid leave, retirement contributions, workers' compensation, unemployment insurance) and are not subject to wage-and-hour rules applicable to W-2 employment. Operators are responsible for their own taxes, business expenses, licensing, and professional liability coverage. The terms of any operator relationship are governed by the Independent Contractor Agreement; this page does not modify or supplement that agreement.

    §3. Income Disclosure

    No guarantee of earnings

    LegacyCore makes no representation, warranty, or guarantee of any specific income, earnings, or business success that may result from operating as a node agent on the platform. Where dollar amounts appear in recruiting materials (including platform fees, setup fees, or example scenarios), those figures describe the structure of the arrangement, not a projection of operator earnings. Operator earnings depend on factors that vary by individual and that LegacyCore does not control or guarantee, including but not limited to: lead volume, lead quality, individual effort, market conditions, carrier appointment status, carrier acceptance rates, underwriting outcomes, and policy persistency. Past results, where described, are not indicative of future results.

    §4. AI Communication Disclosure

    When AI is on the call

    Communications with LegacyCore — including inbound and outbound voice calls with prospective clients, post-sale conservation outreach, and certain recruiting communications — may be handled in whole or in part by AI-assisted voice agents and AI-drafted SMS or email content. Where required by applicable state law (including but not limited to Texas TRAIGA, where applicable, and similar emerging state statutes), the AI agent identifies itself at the start of each call. Recipients may opt out of further AI-assisted contact at any time by replying STOP to SMS or by request during a voice call. Communications with AI agents may be recorded and transcribed for compliance, quality-assurance, and training purposes. See the Privacy Policy for data-handling details.

    §5. Insurance Product Disclosures

    Producer + carrier dependent

    Insurance products are offered exclusively through licensed insurance producers under their respective carrier appointments. Not all products are available in all states. Product availability, premium rates, underwriting standards, and acceptance are subject to each carrier's discretion and applicable state law. Carrier names appearing on LegacyCore properties are used to identify the carriers our licensed producers may be appointed with; their appearance does not imply endorsement or affiliation by the carrier beyond the producer's appointment.

    §6. TCPA, DNC, and Consent

    Platform controls support operator obligations

    LegacyCore implements technical controls intended to monitor and support adherence to the Telephone Consumer Protection Act (TCPA), Do-Not-Call registries, and applicable state telemarketing laws, including a per-call compliance check, internal DNC tracking, and an emergency kill-switch system. These controls support but do not substitute for the legal obligations of any licensed producer using the platform. Recipients may request to be added to LegacyCore's internal DNC list at any time.

    §7. Forward-Looking Statements

    Plans are not promises

    Statements on LegacyCore properties about platform capabilities, business model, recruiting plans, or growth trajectory may be forward-looking. Forward-looking statements are based on assumptions current as of the publication date and are subject to change without notice. LegacyCore does not undertake to update them.

    §8. Limitation

    Signed agreements control

    This page is informational. The binding terms governing any operator relationship, client relationship, or carrier appointment are set forth in the applicable signed agreements. In any conflict between the content of this page and a signed agreement, the signed agreement controls.

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    Questions about this page may be directed to LEGACYCORE LLC at /contact.

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    LegacyCoreLegacyCore

    An AI-first insurance agency. The AI handles the call. Carrier-portal automation submits the application. Licensed 1099 operators host the node and earn a flat fee per issued policy.

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    Licensed Producer (NJ)

    LegacyCore is an insurance agency. Insurance products are offered exclusively through licensed insurance producers under their carrier appointments; not all products are available in all states. Communications with LegacyCore may involve AI-assisted voice agents, identified as such at the start of each call where required by applicable state law. Income examples are not guarantees; individual results vary based on lead volume, market conditions, individual effort, and carrier acceptance rates. Independent contractor opportunities are 1099 relationships and are not employment. See /legal/recruiting-disclosures for full recruiting and AI-communication disclosures.

    © 2026 LEGACYCORE LLC. All rights reserved.

    Entity ID: 0451330855 | Federal EIN: 39-3838044 | Registered Office: 20 ELM AVE, LONG BRANCH, NJ 07740

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