Joseph Santos

    Founder · LegacyCore

    Founder of LegacyCore. Licensed insurance producer running an AI-first agency, not a SaaS vendor.

    Joseph founded LegacyCore in 2022 after years operating as a licensed insurance producer. The thesis: most insurance "AI" is sold to agents as a SaaS layer that bolts onto the same broken workflow. LegacyCore is the opposite — it's the agency, running its own AI Closer + portal-submission stack on its own book of business. See the editorial methodology page for how content is authored and reviewed.

    Credentials

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    See the full state license matrix at /about/licenses.

    LegacyCoreLegacyCore

    An AI-first insurance agency. The AI handles the call. Carrier-portal automation submits the application. Licensed 1099 operators host the node and earn a flat fee per issued policy.

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    Licensed Producer (NJ)

    LegacyCore is an insurance agency. Insurance products are offered exclusively through licensed insurance producers under their carrier appointments; not all products are available in all states. Communications with LegacyCore may involve AI-assisted voice agents, identified as such at the start of each call where required by applicable state law. Income examples are not guarantees; individual results vary based on lead volume, market conditions, individual effort, and carrier acceptance rates. Independent contractor opportunities are 1099 relationships and are not employment. See /legal/recruiting-disclosures for full recruiting and AI-communication disclosures.

    © 2026 LEGACYCORE LLC. All rights reserved.

    Entity ID: 0451330855 | Federal EIN: 39-3838044 | Registered Office: 20 ELM AVE, LONG BRANCH, NJ 07740

    Made with ❤️ in New Jersey